Irene Recovery Resources: Mobile Home Owners
Last updated Wednesday,October 5.
If your mobile home was substantially damaged by flooding from Tropical Storm Irene, there is a lower cost demolition and disposal option now available.
Lt. Governor Phil Scott, Secretary of Commerce and Community Development Lawrence Miller, and the Associated General Contractors of VT have formed a partnership to lower the cost and expedite the process of removing and disposing of damaged mobile homes located in a mobile home park.
We regret that we are unable to offer this particular program for removal of mobile homes located outside of a park. However, if you own one of these "stand alone" mobile homes, there are other resources that we can connect you with. Please contact us for details.
This partnership will offer affected homeowners wishing to dispose of their damaged mobile homes a reduced rate of $1,500. This rate is more affordable for homeowners than the typical costs, which normally start at $3,500 for older homes. The group will secure this reduced rate by organizing a “bulk demolition” of several mobile homes in the same park at the same time, so we won’t have a demolition date until we have completed our outreach and scheduling process. But our goal is to move forward as quickly as possible.
**It is critical before proceeding with any physical deconstruction or sale of your mobile home that you have determined your eligibility for insurance coverage through your flood insurance policy and/or your homeowners’ insurance policy.
It is also critical that you have either received the maximum FEMA grant of $30,200, or that you are satisfied with the amount you were awarded. In order to appeal any FEMA decision, the mobile home must be intact on its lot and remain under your ownership. This also applies if you are pursuing a low-interest loan through the SBA.
Information you will eventually need in order to participate in this program:
--If you have a lien on your home, you will need to obtain consent from your lender.
--Proof of identification, evidence of title, and the serial number of your mobile home.
--Written consent to sell from all owners of the home (including spouse/domestic partner).
--Proof that you have addressed all unpaid property taxes. (We suggest that you contact your Town Clerk to request abatement of taxes owed since August 28.)
The Mobile Home Project at the Champlain Valley Office of Economic Opportunity has offered to be our "call center" to take registrations and answer questions about the program.
To register or learn more:
Call the Mobile Home Project office at (802) 660-3455 Ext. 204. Please leave a message with your name, current phone number, current address, the physical address of your damaged home, and the name of the park where it is located. A Mobile Home Project staff member will return your call with further details about the program.